Maryland Life and Health Insurance License Practice Exam 2026 - Comprehensive Prep Guide

One common exclusion found in vision plans is the coverage for Lasik surgery. Vision insurance typically focuses on routine eye care and corrective lenses, such as glasses and contact lenses. Lasik surgery, being an elective procedure designed to permanently correct vision, often falls outside the scope of regular vision coverage. This exclusion exists because Lasik is seen as a cosmetic enhancement rather than a preventive or necessary healthcare service, which vision plans usually prioritize.

The other options, which involve routine eye exams, prescription eyeglasses, and contact lenses, are generally covered by vision insurance plans as they are integral to maintaining eye health and vision correction. Therefore, the exclusion of Lasik surgery aligns with the common coverage structure of vision plans.